M for Money

I want to start to seriously taking care of my financial. Starting from today. Most of my close friends amazed with my financial literature eventhough I graduated as an electronic guy whom do not know how to fix a transistor radio and still confuse of 3-pin plug polarity. I know how cashflow works, and why rich are getting richer and poor still running in the rat race, thanks to Mr Kirosaki. But still my money only last till the end of the month or most of the time NEARLY end of the month.

Yes, I am sick of how poor I am organizing my money.

This enlightenment shines few days ago, when my Senior Engineer bought half a million house. He is 35 i think. Suddenly I felt like I want to own one too. So I start hunting. Pre-heated with news that Puchong would be the next USJ, I felt the urged to be a property owner.

Started with a town house here near my office, I went to the show unit, impressive interior design which I am pretty sure there are more Eric of Casa Impian out there. Nearly felt in love with it untill the price was spread open in front of me.

170K.

Yes, that is a house sized 1200 square ft, with 2 bedrooms and another so called bedroom. Not to forget a Perodua Viva size parking lot. And 95 years ownership. Dang!

I know i cant afford it. Actually I could. But with the situation of by-the-28th-my-wallet-dried, how could I allocate $650 for that mi'casa?

So I create a spreadsheet. Listing every cent I used. No more lebih-kurang. This is serious. And I want to own a casa, before I get a Princess for it, hahaha, that is romantic!